In a competitive market filled with endless adventure options, RV insurance companies have discovered a simple truth: keeping customers isn’t just about policies—it’s about creating programs that keep...
In the RV world, the Finance & Insurance (F&I) department often serves as the bridge between excitement and ownership—where dreams become deals. But for many dealerships, F&I still represe...
For many RV dealerships, the spotlight tends to shine on the sale itself—finding the right vehicle, closing the deal, and handing over the keys. But in today’s relationship-driven market, the sale is ...
For many RV dealerships, the spotlight tends to shine on the sale itself—finding the right vehicle, closing the deal, and handing over the keys. But in today’s relationship-driven market, the sale is ...
For many RV dealerships, the spotlight tends to shine on the sale itself—finding the right vehicle, closing the deal, and handing over the keys. But in today’s relationship-driven market, the sale is ...
From the moment an RV shopper walks into a dealership to the time they pull out for their first road trip, every interaction shapes how they feel about the brand that got them there. In today’s connec...
For today’s dealers, customer loyalty is shaped by more than the quality of the vehicles they sell—it’s about the total ownership journey. From policy questions to filing a claim, RV buyers expect sup...
In the RV world, dealers know that a sale is only the beginning of the relationship. Service, maintenance, and support are what keep customers happy long after they’ve driven off the lot. And in today...
In today’s digital-first world, expectations are higher than ever. Customers want immediate answers, seamless service, and solutions that fit their unique lifestyles. For RV, powersport, and boat deal...
For today’s RV dealers, one of the most powerful growth levers isn’t just selling more vehicles—it’s building long-term loyalty. Customer satisfaction goes far beyond the initial sale, and forward-thi...
In today’s competitive RV market, success isn’t driven solely by product quality or price—it’s increasingly shaped by how businesses treat their customers. For every RV dealer and manufacturer, RV dea...
In today’s fast-paced, tech-driven world, RV owners expect more than just basic coverage—they want support that is as mobile, reliable, and flexible as their lifestyle. That means the conversation isn...
The RV industry is evolving quickly. Today’s buyers aren’t just looking for great floorplans or luxury features — they expect seamless care, fast answers, and confidence that their investment is prote...
Even the most careful RV owners know the truth: a scuff and paint scratch is bound to happen sooner or later. Whether you’re pulling into a tight campground, brushing against a tree branch, or navigat...
When most people picture artificial intelligence (AI), they imagine futuristic robots or complicated algorithms running in the background of tech companies. But in the RV world, AI isn’t about sci-fi ...
When people think about what impacts their insurance rates, most assume it all comes down to driving history. But for RVs, boats, and powersport vehicles, insurance pricing—just like auto insurance—is...
You left your RV in storage, parked your boat at the marina, or secured your ATV after a weekend ride—only to come back and discover it’s gone. Few things feel more distressing than realizing your veh...
Back to school is an exciting time for many families—the smell of freshly sharpened pencils, new shoes, and the start of new routines. But for those without school-age children, “back to school” usual...
When you’re behind the wheel of your RV, safety should always come first. While many drivers enjoy listening to music, podcasts, or making hands-free calls, doing so with headphones on can be risky—an...
If it feels like catalytic converter theft is everywhere these days, you’re not imagining things. The numbers speak for themselves: thefts rose 326% in 2020 and another 353% in 2021. It’s one of the f...
Leasing an RV, boat, or powersport vehicle can be a great way to enjoy the lifestyle without the long-term commitment of ownership. But if you’re leasing, your lessor will almost always require you to...
RVs, boats, and powersport vehicles are part of the Florida lifestyle—whether it’s weekend camping in the Keys, boating on the Gulf, or riding ATVs through the backcountry. But Florida is also one of ...
After years of steep premium increases—up more than 50% since 2021—the market for vehicle insurance is finally showing signs of stabilizing in 2025. That’s welcome news not only for drivers but also f...
At Happy Camper Insurance, we understand that your RV, boat, or powersport vehicle is more than just a mode of transportation. It’s your ticket to adventure, your home away from home, and a major inve...
When it comes to RV driving safety, most of the conversation centers around vehicle weight, braking distances, and wide turns. But there’s another topic RV owners should be aware of — lane splitting.&...
If you’re new to RV travel or upgrading to a larger rig, you’ve probably heard instructors or seasoned RVers stress the importance of avoiding “driving left to center.” But what does this mean, and wh...
When it comes to RV driving safety, speeding is one of the biggest hazards on the road, trails, and waterways. Whether you’re behind the wheel of your motorhome, towing a camper, piloting a boat, or r...
When it comes to RV driving safety, speeding is one of the biggest hazards on the road, trails, and waterways. Whether you’re behind the wheel of your motorhome, towing a camper, piloting a boat, or r...
When exploring the open road in your RV, cruising on your boat, or hitting the trails on your powersport vehicle, the last thing you want to worry about is an accident with an uninsured driver. ...
When someone wants to emphasize how rare something is, they’ll often say, “You’re more likely to be struck by lightning.” And while it is rare for a person to be struck (about 20 fatalities per year i...
Whether you're cruising in your Class C motorhome, towing a fishing boat to the lake, or kicking up dirt on your ATV, having the best RV insurance—and coverage for boats and powersports vehicles—is es...
IfNot every RV accident ends in crushed metal and shattered glass. Sometimes it’s just a bump at a stop sign or a scrape in a campground parking lot—and it’s easy to assume everything’s fine. But days...
If you're in the market for affordable RV insurance, it’s important to understand what’s included—and what might be missing. One key component many RV owners overlook is collision coverage. While not ...
Looking to gift a vehicle like an RV, boat, or powersport toy (think snowmobile, jet ski, or ATV)? It’s a generous move—and one that can create a lifetime of memories. But before you hand over the key...
If you're shopping for an RV, boat, or powersport vehicle with a rebuilt title, one of the first questions you'll likely ask is: does a rebuilt title affect insurance? The short answer is yes—it can. ...
If you’ve ever lightly bumped a post at the campground or clipped a mirror in a crowded gas station, you may be asking: does insurance cover fender benders in an RV? While these low-speed accidents mi...
If you own an RV, boat, or powersports vehicle, you’ve likely noticed your insurance premiums creeping up. According to recent motor insurance trends, 2025 is shaping up to be another year of rising r...
Electric vehicle trends are accelerating quickly—and not just for cars. As EV adoption hits record highs in the U.S., many RV owners are asking: Will electric technology catch up to life on the road? ...
Some RV overheating symptoms are easy to spot. You might see steam coming from under the hood, hear your cooling fans working overtime, or notice a sudden loss in engine power. Other signs include a s...
Regular RV service isn’t just good maintenance—it’s essential to keeping your adventures on track. Whether you’re prepping for a long road trip or just trying to avoid costly repairs, staying ahead of...
The road, the lake, the trails—they’re all calling. But so is your insurance renewal notice. And lately, it’s not sounding great. If you’ve noticed your RV, boat, or powersport insurance premiums cree...
If you’re wondering, are Michigan insurance rates going down?—the short answer is: sort of. After Michigan’s 2020 auto insurance reform, many drivers saw lower premiums. But if you own an RV, boat, or...
As more RVers hit the road year-round, insurers are adapting—and one of the biggest shifts shaping coverage today is the rise of usage based insurance trends. These policies, which rely on real-time d...
If you’ve ever wondered, is exhaust poisonous? — the answer is yes, especially in high concentrations or enclosed spaces. For RVers, that’s a critical safety issue. Exhaust from gasoline or diesel eng...
Shopping for online RV insurance quotes doesn’t have to be complicated—or time-consuming. Whether you’re full-timing across the country or planning a few weekend getaways, the right insurance policy c...
Summer is road trip season—but without the right hot weather driving preparations, even the most scenic RV adventure can stall. Extreme heat can strain your RV’s systems, from engine fluids to tires t...
If you’ve ever been turned down for a credit card or charged more for a loan, you know how much your credit score can affect your finances. But here’s something many RVers don’t realize: bad credit in...
You’re out on the open road, enjoying the freedom that only RV life can bring — when suddenly, another driver starts tailgating, honking, or swerving erratically around you. It’s a situation every roa...
If you're planning to explore the open road in your RV, chances are you’ll pass through some of the country’s most beautiful and culturally rich regions—including Indian reservations. With more than 3...
Shopping for motorhome insurance should feel like prepping for your next adventure—not navigating a maze of red tape and rejections. But if you’ve ever tried to get coverage for a unique, heavily modi...
RV owners know the importance of good insurance, and no one wants to experience an RV insurance claim denial. Whether you're navigating winding mountain roads, cruising down coastal highways, or parki...
When you’re behind the wheel of an RV, you're not just driving a vehicle—you’re moving a small home on wheels. That’s why understanding how at-fault insurance laws work is essential, especially if you...
Insurance fraud is evolving—and fast. Once built on paper trails and manual scams, today’s fraudsters are armed with sophisticated tools that allow them to fabricate claims, fake identities, and manip...
Whether you’re buying your first RV, upgrading to a new boat, or transferring ownership of a powersport vehicle, understanding how to handle an RV title or boat title is essential. The title isn't jus...
When your RV is more than just a vacation vehicle—and becomes your full-time home—you need insurance that covers more than basic road risks. Standard RV insurance policies often aren’t enough for full...
The average length of time Americans are keeping their vehicles is nearing 13 years—and with the rising cost of new RVs, boats, and powersport vehicles, it’s more important than ever to make your inve...
WSelf-driving vehicles are no longer science fiction—they’re now navigating real roads in major cities across the U.S., including some popular RV travel destinations. If you’re an RV owner, it’s natur...
While many RVers prefer to hit the road during daylight hours, night driving is sometimes unavoidable. Unfortunately, driving at night comes with increased risks—reduced visibility, slower reaction ti...
Sustainable camping is more than an Earth Day trend—it’s a year-round commitment to preserving the natural places we love. Whether you're exploring a national park or spending a weekend at a quiet loc...
As sustainable camping becomes more popular, so does the desire to treat nature with the respect it deserves. But even with the best intentions, many campers, hikers, and RV travelers wonder: Am I doi...
As part of our Earth Day blog series, we’re diving deeper into how you can make your time in nature a little lighter on the planet. Last time, we explored general sustainable camping practices—this we...
At Happy Camper, we believe that loving the great outdoors comes with a responsibility to protect it. This April, in celebration of Earth Day, we’re kicking off our Earth Day Blog Series—a collection ...
When shopping for recreational insurance—whether for your RV, boat, or powersports vehicle—it’s easy to focus on finding the best price and hitting the road (or water). But securing the right coverage...
If you've ever dealt with an unexpected repair bill for your RV, boat, or power sports vehicle, you're not alone. From engine issues to storm damage, repairs can cost hundreds—or even thousands—of dol...
An RV insurance grace period allows you to maintain your coverage for a certain period of time after you miss a monthly payment on your motorhome, boat, or powersports vehicle policy. Grace Periods Ex...
When your motorhome insurance costs are up for renewal, you might assume that sticking with your current provider is the easiest option. Most RV insurance policies auto-renew, requiring little more th...
Recreational vehicles offer the freedom to explore the open road while bringing the comforts of home along for the journey. However, RV accidents occur with concerning frequency, often due to factors ...
Have you ever been scolded by an older relative to put on your shoes before driving your RV or operating your boat? Although it seems strange, there's a reason for their warning, even if it is based o...
Imagine your family's RV is being serviced and your sibling offers their motorhome for your weekend getaway. Or perhaps you're visiting relatives who own an RV and they suggest you take it for a trip ...
RV undercarriage damage encompasses any harm affecting the bottom portion of your recreational vehicle—specifically the components directly exposed to the road surface—including your exhaust system, s...
Purchasing a pre-owned recreational vehicle offers substantial savings for adventure enthusiasts. However, becoming the second or third owner means you might be unaware of your potential home-on-wheel...
Purchasing a new recreational vehicle—whether it's an RV, boat, or powersport vehicle—is an exciting experience. However, many new owners find themselves asking: "Can I drive a vehicle without license...
Many RV enthusiasts don't realize that even a brief interruption in their insurance coverage can lead to significant financial consequences. If you've ever wondered, "How does a lapse in coverage affe...
Let's face it – one of the biggest expenses of RV travel is fuel. With national gas prices hovering around $3 per gallon and diesel often higher, the cost of powering your home on wheels can quickly c...
Adding a name to your RV's certificate of title requires a relatively simple trip to your local Department of Motor Vehicles (DMV) office, though the exact requirements and fees vary from state to sta...
You've got a beautiful home on wheels, and you want to keep it that way. Of course, there are plenty of maintenance requirements that come with RV ownership, but finding the best RV wash and maintenan...
When it comes to powering your home on wheels, having the right battery system is crucial for a comfortable camping experience. Whether you're a weekend warrior or a full-time RVer, understanding your...
Before buying an RV, you can either add your new recreational vehicle to an existing policy or purchase a new RV insurance policy. In both scenarios, you'll need to provide the new RV's vehicle identi...
Picture this: You're ready to hit the road in your dream RV, and you've started shopping for insurance. The initial quote looks promising – right in your budget! But as you move forward with the proce...
Finding the right RV insurance for 18 year olds or young drivers can be challenging, but understanding the factors that influence your rates and available savings opportunities can help make coverage ...
As recreational vehicle ownership continues to grow in popularity, RV insurance remains a critical financial safeguard protecting owners from accidents, theft, and unexpected disasters. According to H...
No matter if you’re cruising in your RV, sailing across the lake, or hitting the trails on your ATV, protecting your recreational vehicles with a comprehensive RV insurance bundle is essential. Happy ...
"How do I know if my engine is overheating?" This is one of the most common questions we receive from RV owners at The Happy Camper Insurance. When it comes to motorhome engines, maintaining proper te...
For RV enthusiasts, encountering deep water on the road can be particularly challenging. Whether you're wondering, "How does water get into oil in engine systems?" or dealing with an engine flooded dr...
As RV enthusiasts know, one of the biggest challenges of owning a recreational vehicle isn't just where to park it during your adventures – it's where to park it when you're home. Many RV owners are s...
Navigating an RV after sunset brings its own set of unique challenges, especially during extended road trips. Statistics show that while only a quarter of RV travel occurs at night, nearly half of ser...
"Your RV is covered by your auto policy, right?" It's a common misconception that costs RV owners an average of $37,000 in uncovered damages. When it comes to leasing an RV, finding the best RV insura...
Most insurance companies offer policies that can begin the same day, though some processing delays may occur. Here's your comprehensive guide from The Happy Camper Insurance Group on securing quick co...
A "not actual hours" designation on an RV's title, or not actual mileage title means the exact engine hours of the vehicle are unknown. It may be written as "N" or "NAH" on the title. In this guide, w...
Getting a flat tire in an RV isn't just inconvenient; it can be dangerous and potentially costly without the right preparation. Unlike changing a tire on a passenger vehicle, RV tire changes often req...
The freedom of the open road becomes even more special when shared with our four-legged family members. At Happy Camper Insurance, we understand that RV adventures are better with pets, but they also ...
Winter driving presents unique challenges for RV owners – especially when ice enters the equation. With their larger size, higher center of gravity, and increased weight, recreational vehicles require...
Insuring an RV you don’t own might seem challenging, but it’s possible if you meet specific requirements. Whether you borrow an RV from a friend or use a shared ownership arrangement, knowing how to s...
If you’re eager to hit the open road in a new RV but want to avoid hefty upfront costs, a sign and drive lease might be the solution. This option lets you take home your RV without paying initial expe...
Accidents can happen to even the safest RV, boat, or power sport vehicle owners. That’s where accident forgiveness comes in—a policy feature that can save you from premium hikes after your first at-fa...
Accidents happen, and knowing how liability insurance works for RVs, boats, and power sport vehicles can help you navigate the aftermath with confidence. This guide from Happy Camper Insurance explain...
At Happy Camper Insurance, we understand that choosing between personal and business vehicle registration isn't always straightforward. While commercial vehicles typically carry higher insurance costs...
Moving to a new state is exciting, but it comes with important responsibilities - including updating your driver's license. At Happy Camper Insurance, we want to ensure your transition is smooth and l...
When investing in recreational vehicles like RVs, boats, or power sports cars, protecting your financial interests is just as important as protecting the asset itself. So, if you’ve recently invested ...
For active-duty service members, veterans, and their families, military discounts can lead to significant savings on insurance for recreational vehicles (RVs), boats, and power sports vehicles. Many i...
If you’ve been involved in a no fault accident, who pays? This is a question that’s often asked by recreational vehicle, boat, and power sport vehicle owners. Luckily, Happy Camper is here to save the...
The holiday season brings joy, family gatherings, and inevitably, long car or RV journeys. While the prospect of reaching your destination fills everyone with anticipation, maintaining that enthusiasm...
When you’re searching for the best RV insurance, it helps to know what to expect from the start. During the RV insurance application process, underwriters or agents need specific information to assess...
When shopping insurance, your driving record will be carefully reviewed and monitored. Begging the question of many drivers, “Is careless driving the same as reckless driving?”. If you’ve been charged...
Driving with a cracked windshield isn’t just a minor inconvenience—it’s a significant safety and legal concern. A damaged windshield can obstruct your view, weaken your vehicle’s structure, and even r...
For decades, advancements in vehicle safety, such as seat belts, airbags, and crash-avoidance technology, significantly reduced traffic fatalities in the U.S. However, since 2020, the trend has revers...
The freedom of living in an RV is a dream for many, blending mobility with minimalism. However, full-time RV living comes with unique challenges, especially living in an RV with kids. So, whether you’...
There’s nothing quite like hitting the open road in an RV. It’s freedom, adventure, and the great outdoors all rolled into one. Whether planning a weekend getaway or an epic cross-country journey, RV ...
Whether you're a daily commuter, weekend adventurer, or rideshare driver, having a dash cam can offer valuable protection and peace of mind. These compact devices have evolved from their police-use or...
The numbers are staggering: American consumers lose over $308.6 billion annually to insurance fraud, with auto insurance scams making up about 10% of property-casualty insurance losses. You're particu...
Camping is one of the best ways to connect with nature, but as more people take to the outdoors, minimizing our environmental impact is crucial. Eco-friendly camping practices not only preserve natura...
For powersports enthusiasts, adventure calls from every trail, open field, mountain pass, and shoreline. From ATVs and motorcycles to snowmobiles and jet skis, powersports vehicles bring a rush of fre...
Owning a boat brings endless enjoyment and the freedom to explore beautiful waters, but it also comes with responsibilities—including securing the right insurance. Boat insurance protects your vessel,...
For RV enthusiasts, protecting your vehicle’s tires and wheels goes beyond handling the immediate wear and tear. Choosing a long-term tire and wheel protection plan provides security and financial sav...
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